Deliver into Ghana, in seconds.
For money transfer operators and credit unions: one integration to pay any Mobile Money wallet in Ghana, from a prefunded cedi balance, screened and confirmed by webhook.
// Pay GHS 500 to a MoMo wallet in Ghana { "reference": "TXN-2026-000123", "amount": "500.00", "network": "mtn", "recipient": { "phone": "0241234567", "name": "Ama Mensah" }, "sender": { "name": "Kofi Mensah", "country": "GB" }, "purpose": "family_support" }
Your sender pays you. We pay their family.
You collect from the sender in your country under your own licence. RemitMI delivers the cedis in Ghana, from a balance you prefund, and tells you the outcome.
Fund your balance
Your settlement bank credits RemitMI in cedis. Each deposit is confirmed and added to your balance.
Check the recipient
Confirm the number is a live wallet on the right network before you take the sender's money.
Send the payout
One signed call with the sender, the recipient and the purpose. Screened against sanctions lists.
Get the webhook
payout.paid the moment it lands. Failed payouts release your balance at once.
Everything your treasury and compliance teams will ask about.
- Prefunded, never on credit. Each payout sets aside its amount and fee; your available balance is always one API call away.
- Screened. Senders and recipients are checked against sanctions lists, and a payout that needs a closer look is held for review, not paid.
- Exactly once. Idempotency keys and unique references mean a retried request never pays twice.
- Self-serve. Keys, IP allowlist, payouts, balance and every webhook delivery in your own dashboard.
GHS 500.00 to Ama Mensah
MTN MoMo · 024•••4567 · Family support- Accepted, GHS 503.50 set aside09:16:40 · fee GHS 3.50
- Screened: clear09:16:40
- Paid · webhook sent09:16:44 · payout.paid
Connect your core banking once. Reach every connected union.
The CU Gateway lets your members send to members of other credit unions. You make two calls; RemitMI settles through float and calls each union's own system to debit and credit the members.
Any core system
Plain HTTPS and JSON. Your vendor builds three endpoints.
Name check first
The receiving union confirms the member before any money moves.
Settled by float
RemitMI settles between unions; members see it at once.
Signed both ways
Every call in each direction is HMAC-signed and replay-protected.
What we deliver today.
Supported
- Person-to-person payouts to MTN MoMo, Telecel Cash and AirtelTigo Money wallets in Ghana.
- Cedi payouts from a balance you prefund through your settlement bank.
- Licensed money transfer operators who verify their senders.
Not yet
- Delivery to bank accounts.
- Payments to businesses or for trade.
- Holding or converting foreign currency: you convert before you send.
Build against the sandbox today.
Test keys and a GHS 100,000 test balance the moment you sign up. Going live needs your licence details and a funded balance.